Discovery Mentoring
Tendrás disponibles un montón de material audiovisual público asociado a cada uno de los conceptos. Seguiré agregando contenido para que puedas elegir el que más te guste: el que lo explica más en profundidad, el que lo hace más visual, el más divertido...
Cada dos semanas podemos hacer una charla para aclarar dudas. Tus hijos también pueden (y deben) verlo. La educación financiera es un asunto de familia.
The money
We call money an intermediate good that is used to trade other goods without the need to coincide in the same place or at the same time ( double coincidence ). Throughout history, seashells, salt, cattle, wheat or tobacco have been used to achieve this goal, but only gold has managed to come close to the ideal. This good - until then agreed upon by consensus between individuals - was expropriated by modern states at the beginning of the 20th century to shape it to their needs: fiat money was born .
Inflation
Inflation is the corruption of money, since it means the loss of its value - and not the increase in the price of the goods it buys. From Nero to Maduro, the ruling elites have sought ingenious methods to plunder the wealth of others by blaming others.
The most brutal was Lenin: he printed so much money that the Russian economy collapsed a year and a half after his "glorious revolution." Did you know that?
Milton Friedman argued that " inflation is always and everywhere a monetary phenomenon ."
The credit
Credit has always been a double-edged sword: when used properly , it allows entrepreneurs to speed up the generation of wealth; but consumer credit is a stone on our neck that chains us for life.
Banks used to launch savings campaigns in exchange for dishes and bars of soap. Now they want to pass off a personal loan at 8% even when they are asked for one with a mortgage guarantee.
Modern slavery is called "Visa" or "MasterCard", the main source of income for banks.
Taxes
Taxes reflect - even in their very name - an act of violence and submission. In this way, they generate perverse incentives not to work or to earn lower wages, not to accumulate or transmit wealth or not to start a business.
Today, a 40% tax burden spread across an increasingly smaller working population gives Spain the dubious title of European leader in tax effort . It is impossible to quantify how many Spaniards leave the country for tax reasons, but the threat is evident.
To make it even more difficult to understand, capitalism requires a " low time preference " and that is why it is so difficult to understand. A largo plazo, una sociedad educada en los valores capitalistas -y por tanto próspera-, se vuelve más pacífica y longeva; al final, it is all a matter of TIME .
What can I do now?
- High level dates on the portal .
- Make an appointment to see if we are what you are looking for.
- Sign up on our website using the contact form and sign up for our basic training to get started on the most basic concepts of your financial freedom.