Skip to Content

Legal Notices

Terms of ServiceCookies policyPrivacy PolicyDisclaimer

Terms of Service

These are our terms and conditions for the use of our website reko-veko.com and for the purchase of products/services through the website. If you have any queries about these terms, please contact us using the contact form .

The terms and conditions set forth herein together with any notices or conditions in other areas of this website shall govern the use by customers of this website. You should be aware that Reko-Veko 2024, SL may make changes or remove part of this website at any time without any liability to customers for such changes. Reko-Veko 2024, SL  reserves the right to change these terms and conditions in the future without specifically informing customers; continued use of the website or placing of orders after such changes have been made is deemed to be your acknowledgement and acceptance.

A contract will only come into effect between the customer (you) and us after your order has been processed and shipped. When you, as a customer, place an order through this website, you certify that:

  1. You are not a minor nor legally incapacitated to enter into a binding contract.
  2. The personal data you provide us when registering is completely complete and accurate.
  3. Do not use a false name or the name of any other person or organization that you are not authorized to use.


Placing an order

By placing your order, you agree to these terms and conditions and it is important that you have read them before placing your order.


Cancelling an order

As a customer, you can cancel an order within 14 days , and we will refund the amount of your order to the account from which you originally paid.


Acceptance of an order

When you place an order, you will receive an order confirmation with information about the order content and price at the email address provided during checkout.


Delivery

As a buyer, you are free to choose between the delivery options mentioned and relevant at the time of ordering. Reko-Veko 2024, SL  assumes no liability for damage that may occur during transport or caused by delays beyond its control:


Return policy

Reko-Veko 2024, SL  accepts returns within 14 days if the products have not been used, altered, washed or otherwise tampered with. Products must be returned in their original packaging. No products may be returned to Reko-Veko 2024, SL  without prior written consent; all returns will be subject to a return charge.

The right of withdrawal will not be applicable to contracts that refer to the supply of goods or services made according to the specifications of the consumer and user or clearly personalized.


Responsibility

We try to make the information on this website as accurate as possible but we make no warranties, either express or implied, as to its accuracy. We also make no warranties in respect of the use of this website and it is your responsibility to ensure that your own equipment is protected from viruses or other external factors.

Your rights are protected by the Sale of Goods and Supply of Services Act 1980 and also by the Consumer Protection Act 2007 , in relation to which you are a consumer. Nothing on this website will affect your rights under applicable law.


Divisibility

If any of these terms and conditions are found to be void, illegal or for any reason unenforceable, such term or condition shall be deemed severable from the remaining terms and conditions, which shall continue to be valid and enforceable.

If any provision of these terms and conditions is unlawful, void or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

Cookies policy

When you visit or interact with our sites, we or our authorized service providers may use cookies, web beacons and other similar technologies to store information to help us deliver a better, faster, safer experience, and for advertising purposes.

This page is designed to help you better understand these technologies and how we use them on our sites. Below is a summary of some key concepts you should know about our use of these technologies.


What are cookies, web beacons and similar technologies?

Like most sites, we use technologies that are essentially small data files placed on your computer, tablet or other device (collectively, a "device") that allow us to record bits of information when you visit or interact with our sites, services, applications, messaging and tools.

The specific names and types of cookies, web beacons and other similar technologies we use may change from time to time. To help you better understand this Policy and our use of these technologies, we provide the following specific terminology and definitions:

Cookies: small text files (usually consisting of letters and numbers) that are stored in the memory of your browser or device when you visit a website or view a message. Cookies allow a website to recognise a particular device or browser.


There are different types of cookies:

  • Session cookies expire when your browser session ends and allow us to link your actions during that browser session.
  • Persistent cookies are stored on your device between browser sessions and allow us to remember your preferences or actions across multiple sites.
  • First-party cookies are set by the site you are visiting.
  • Third-party cookies are set by a third-party site other than the site you are visiting.

Cookies can be disabled or deleted using tools available in most commercial browsers. You need to set your preferences separately for each browser you use. Different browsers offer different functionality and options.


Web beacons:

small graphic images (also called "pixel tags" or "clear GIFs") that may be included in our sites, services, applications, messaging, and tools, and which typically work in conjunction with cookies to identify our users and user behavior.


Other similar technologies:

Technologies that store information on your browser or device using local shared objects or local storage, such as flash cookies, HTML 5 cookies, and other web application software methods. These technologies may operate across all of your browsers and in some cases may not be fully managed by your browser and may require direct management through installed applications or the device. We do not use these technologies to store information to target you with advertising on or off our sites.

We may use the terms "cookies" or "similar technologies" interchangeably in our policies to refer to all technologies we may use to store data on your browser or device, or that collect information, or that help us identify you in the ways described above.


Performance Cookies

These cookies allow us to count visits and see where traffic is coming from so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance.


About this policy

We may modify this Cookie Policy from time to time, in whole or in part, at our discretion. The latest version of this document will always be available on our website and will apply on the date it is updated.

Privacy Policy

In accordance with the provisions of  Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, we inform you that the personal data provided through the forms, as well as your email address, have been processed by Reko-Veko  2024, SL in order to answer your questions and send you information related to the products and services we offer.

Please be advised that your data may be used to send commercial communications, by any means, regarding other services of our company that may be of interest to you. However, you may at any time oppose this type of mailing, through the contact form and indicating in the subject UNSUBSCRIBE FROM THE DISTRIBUTION LIST. Likewise, you may exercise the rights of access, rectification, cancellation, opposition and, if applicable, portability and limitation, indicating the subject "DATA PROTECTION" on the same  contact form .


Personal data we collect

When you make or attempt to make a purchase through the Site, we collect certain information from you, including your name, billing address, shipping address, payment information (including credit card numbers), email address, and phone number. We refer to this information as "Order Information."

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, your IP address, your time zone, and some of the cookies installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as "Device Information."

We collect device information using the following technologies:

  • "Cookies" are data files placed on your device or computer and often contain an anonymous unique identifier. To find out more about cookies and how to disable them, visit allaboutcookies.org .
  • "Log files" track actions occurring on the Site, and collect data such as IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
  • "Web beacons," "tags," and "pixels" are electronic files used to record information about how you navigate the Site.


How do we use your personal information?

Generally, we use Order Information to fulfill any orders placed through or on the Site (including processing your payment information, arranging for shipping, and providing you with invoices and/or order confirmations). Additionally, we use Order Information to:


Communicating with you

Analyze orders for potential risk or fraud; and, where appropriate based on the preferences you have shared with us, provide you with information or advertising related to our products or services.

We process your information in order to fulfill contracts we have with you (for example if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above.

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by analyzing how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).


Sharing your personal information

We share your personal information with third parties to help us use your personal information, as described above. For example, we use SumUp to power our online store. We also use Google Analytics to help us understand how our customers use the Site. You can read more about how Google uses your personal information here. You can also opt out of Google Analytics here. here can also opt out of Google Analytics here .

We may share information with contracted service providers who assist with parts of our business operations. Our contracts dictate that those service providers only use your information in connection with the services they perform for us and not for their own benefit or any additional benefit.

Finally, we may also share your personal information to comply with applicable laws and regulations, to respond to a subpoena, search warrant and/or other lawful request for information we receive, or to otherwise protect our rights.


International transfer of information

We may transfer information collected about you to third parties acting on our behalf who are located in countries outside the European Economic Area ("EEA") or countries deemed to have satisfactory data protection by the European Commission. Such third countries may not offer the same level of protection for information collected about you, although we will at all times continue to collect, store and use your information in accordance with this Privacy Policy and applicable data protection laws. We will ensure that we share data only with those organisations that comply with an adequate level of data protection in accordance with applicable data protection laws and that satisfactory contractual arrangements are in place with such parties.


Rights of Access, Rectification, Cancellation, Opposition, Portability and Limitation (ARCOPL Rights)

If the GDPR applies to you, you have the right to access the personal information we hold about you and to ask that your personal information be amended, updated or deleted; you have the right to request that we stop processing your data, to object to profiling activities and to automated processing only, as well as to request that we restrict the processing of your personal data and/or to request that your data be transferred to a third party (data portability) in certain circumstances. If you wish to exercise this right, please contact us using the contact information below.

You have the right to withdraw your consent to the processing of your data at any time if the processing is based on your consent, and you can do so by contacting the Data Protection Officer (DPO) at the address indicated.

If you wish to exercise any of the above rights, you can contact us using the contact form .

You also have the right to lodge a complaint with the relevant data protection authority.

The relevant authority for each country can be found on the European Commission website .

These rights are of a “highly personal” nature, and may therefore only be exercised by the interested party or his/her legal representative, after providing proof of his/her identity or, if applicable, of sufficient representation.

  1. The right of access, to be exercised annually, except in the case of proven legitimate interest.
  2. The right to rectification and cancellation may be exercised, in accordance with the following provisions, whenever the interested party considers that the data collected in our processing is inaccurate, incomplete, inadequate or excessive.
  3. The right to portability may be exercised, in accordance with the following provisions, whenever the interested party considers that the data collected in our treatments must be returned to the owner of the data, or to another third party (Data Processor).
  4. The right of limitation may be exercised prior to the right to object to the processing of your data, and until the right to object is resolved, the processing of your data will be limited.

The appropriate channel for such purposes will be the contact form .

 

Data retention

When you place an order through the Site, we will retain the Order Information for as long as necessary to provide our services to you or as required by applicable law. After this period, your personal data will be deleted.


Change of Regulations

Reko-Veko 2024, SL  reserves the right to modify this policy in order to adapt it to new legislation or jurisprudence, as well as those that may arise from existing "standard codes" on the subject. Such changes will be communicated with the necessary advance notice on our website, without prejudice to requesting the necessary consent of those affected when this is not considered to have been granted in accordance with the terms of this policy.

Disclaimer


Reko-Veko 2024, SLU is a company dedicated to the financial training of individuals who aim to achieve their financial freedom without setbacks. The company's motto, " Advice, Training and Support for Financial Freedom " is aligned with the ideas set out below, which means that:

  • We do not make proposals on specific investment products or provide any trading signals; we only advise on the pros and cons, based on our own or others' opinions, on queries that clients direct to us. During discussions, we will report on the opinions of different investors, interpret their points of view and insist on building a balanced portfolio that reduces the impact of adverse scenarios.
  • As a main objective, we will provide the client with new knowledge and strengthen the knowledge already acquired to improve their decision-making process, insisting on the absolute necessity of understanding the current framework of the global economy.
  • When the client does not feel confident enough to take a step on their own, we will also offer them an accompaniment service.
  • Although it is reflected by default, we would like to emphasize that under no circumstances do we manage third-party capital nor is it in our interest at any time.

Financial freedom for an individual or group of individuals is understood as the ability to meet vital expenses for a period of time without receiving any income. The longer the period, the greater the degree of freedom; thus, financial freedom could be achieved before retirement age if sufficient wealth has been amassed to eliminate the need to work.